
Indiana has some amazing lakes, and if you're thinking about buying a boat, you've probably wondered whether a pontoon or speedboat fits your family better. Both types bring different things to the table, and picking the right one comes down to how you actually want to spend your time on the water. Let's break down what each boat does well so you can figure out which one makes sense for weekends at Monroe, Geist, or Raccoon Lake.
Comfort is where pontoons really shine. Their flat, expansive decks give you tons of room to move around, and the cushioned seating lets you relax for hours without getting uncomfortable. Most models seat 8 to 12 people easily. If your idea of a perfect day involves packing up the family, bringing coolers full of snacks, and just cruising around while everyone hangs out, this type of boat handles that beautifully.
Stability matters too. Aluminum tubes keep these boats steady even when everyone's walking around, or kids are jumping off the back. Storage space beats just about anything else on the water. Need to bring tubes, fishing gear, and enough food for the whole crew? No problem.
Action is what speedboats are built for. Their sleek, deep-V hulls slice through water, and powerful engines let them hit speeds that pontoons can't touch. If wakeboarding, tubing, or waterskiing gets your blood pumping, this is the boat that delivers the performance you need.
Space and capacity are the trade-offs. These boats typically handle smaller groups, maybe 4 to 6 people. Action takes priority over lounging, with less deck space and tighter seating. Storage exists, but it's usually in compartments rather than spread across a wide open deck.
Choppy conditions? That's where these boats really prove their worth. When the wind picks up and waves start rolling, that V-hull cuts through instead of bouncing. For bigger lakes like Monroe, where conditions can change, that performance gives you options.
Expect to pay more upfront for a speedboat. You're investing in performance engineering, powerful motors, and specialized designs. Prices can start around $20,000 and climb well past $100,000 depending on features, year, and size.
Budget-conscious buyers often prefer pontoons, which typically start around $15,000 and go up based on length and amenities. Maintenance costs less, too, since they're built with simpler systems. Aluminum tubes are durable and don't need the same level of care as high-performance speedboat hulls.
Resale value matters when you're making this kind of investment. Families love pontoons, which means they hold their value pretty well on the used market. High-performance speedboats can depreciate faster, especially as newer models hit the market each year.
Picture how you'll really use the boat. Are you planning full-day trips with extended family where half the people want to fish while the other half wants to swim? A pontoon gives everyone space to do their thing without stepping on each other. Want to teach the kids to waterski, then race around the lake with friends? The transition from Pontoon to Speedboat might make more sense for your priorities.
Indiana's lakes vary in size and character. Smaller inland lakes work great for pontoons where you're not covering huge distances. Bigger bodies of water like Monroe or Patoka give speedboats room to stretch their legs. Think about where you'll boat most often.
High-performance boats demand more attention. Those engines need regular servicing, especially if you're pushing top speeds often. Budget for annual maintenance costs between $1,500 and $3,500 or more.
Pontoons are more forgiving. Annual upkeep usually runs $800 to $1,500. Aluminum construction stands up to wear, and simpler systems mean fewer expensive repairs.
Still weighing your options? We carry both pontoons and speedboats at our Rockville and Indianapolis locations, and we're happy to walk you through the differences in person. As the third-largest Avalon dealer in the country and an authorized dealer for brands like Bennington, Four Winns, and Lund, we've got options for families looking for comfort and thrill-seekers chasing speed. Our team knows Indiana lakes inside and out, so we can help match you with a boat that fits how you actually want to spend time on the water. Stop by either location and let's talk about what works best for your family.